In the context of the global digitalization wave, data is constantly integrated into all aspects of life and production, and digitalization is becoming a new growth point and new driving force for China’s economy. Yunli (Ticket Easy Pass), the pioneer and leader of enterprise collaborative services in the field of digital economy, joins hands with Staples, the world’s leading office supply company, to jointly create an efficient and transparent financial supply chain system, and promote the implementation of Staples’ financial intelligence system! Help Staples achieve cost reduction and efficiency, and become a pioneer enterprise led by digital intelligence!

Mr. He Jun, vice-president of finance at Staples, said: "The ultimate goal of Staples’ digital innovation is to further improve the operational efficiency of its partners, with value creation as the core and empowering the business as the principle. On the road of digital transformation, Yunli’s excellent product strength and quality services have been helping Staples’ supply chain business to thrive."

Traditional procurement processes face digital transformation challenges

As the first office supply service provider in the industry to serve the whole country, Staples and its suppliers are prone to problems such as large reconciliation workload, low efficiency, and difficult monitoring of the whole order process based on the traditional supply chain procurement process, which hinders its progress in the digital age. Through digital settlement and collaborative products to open up communication barriers, upgrade automated invoicing systems, and improve business processing efficiency are Staples’ practical needs and expectations.

After a long period of research and rigorous selection, Staples has reached a strategic cooperation with Yunli (Ticket Easy Pass) in the global Enterprise Services field. In the upgrade of the digital financial supply chain system, step by step, from pilot operation to iterative optimization, and in the process of upgrading, the system is continuously promoted in the form of accelerated jogging.

Through solutions such as import and sales ticket tax management and supply chain settlement collaboration, Staples is helped to establish a digital intelligent supply chain system, achieve information connection, automatic decision-making, automatic adjustment, and whole-process optimization, effectively avoid fiscal and tax risks, improve efficiency, reduce fees and reduce taxes, and fully realize upstream and downstream coordination.

03 Deeply empower the value of the whole process of business collaboration supply chain

With the help of the Ticket EasyPass Settlement Collaboration Platform, Staples has achieved all-round management of orders from procurement, settlement, invoicing, billing, and payment, from the electronicization of invoicing and settlement to the electronicization of comprehensive transaction processes, ultimately achieving efficient business collaboration and value enhancement throughout the supply chain.

Value 1 Direct invoicing compliance Efficient

Using the "Settlement Collaboration Platform", Staples’ thousands of suppliers can receive the settlement data pushed by VP (Staples Supplier Settlement System) in a timely and accurate manner, and realize one-click issuance of online reconciliation invoices. The function of automatic ticket opening and matching tax classification codes avoids split errors, avoids staggering, reduces communication costs, realizes account matching, reduces costs and increases efficiency, and ensures efficient corporate invoicing compliance.

After using the collaborative platform to directly connect invoicing, the overall processing efficiency of bills increased by 80%, the single invoicing operation time was reduced by about 45 minutes year-on-year, and the probability of refund was reduced by 5% year-on-year, almost reaching 0 refunds.

Funding issues often have a direct impact on the health of the supply chain. For Staples, focusing on business digitalization is not only an important measure for its own development, but also a strategic deployment that reflects Staples’ business philosophy of integrity and win-win, and ensures the smooth development of partners’ business upstream and downstream in the supply chain.

Through the cooperative invoicing of Ticket Easy Pass settlement, the reconciliation information is confirmed online, and the invoicing information is reviewed in advance, the settlement efficiency is greatly improved, and the payment cycle of suppliers is greatly shortened. Through the Yunli (Ticket Easy Pass) digital platform, the transaction process of purchasers and suppliers is maintained, the financial pressure of suppliers is reduced, the overall supply is guaranteed to operate smoothly in a healthy and coordinated environment, and the last mile of settlement between Staples and upstream and downstream partners is connected.

Value 3 Smooth transition ticket electronic

The electronic issuance of special tickets has become the trend of the times. The Ticket Easy Pass Settlement Coordination Platform is the first batch of third-party platforms for the issuance of electronic special tickets approved by the national tax, and has obtained the filing of electronic invoices from 36 provincial tax bureaus across the country. When suppliers issue electronic invoices through the settlement coordination platform, Staples can receive the invoices, and the invoices and business orders are automatically matched without sending them. The system supports the invoicing requirements after the electronic issuance of special tickets. Under the special phone policy, Ticket Easy Pass can quickly iteratively meet the invoicing needs of suppliers, helping Staples to calmly cope with the trend of electronic issuance of special tickets.

By upgrading the traditional offline settlement model to online collaboration, Staples has reinvented its financial business data collection process, and realized the whole process information display of orders from procurement, settlement, invoicing, billing, and payment. This has laid the foundation for the comprehensive accumulation, fast processing, and real-time sharing of financial information, forming the transition from accounting to management.

Yunlianpin Yitong settlement collaboration platform, the whole process of order, return order, acceptance order, and settlement invoice data can be seen and traced. Through system construction and data analytics functions, we will build a financial "big data center" for Staples to help enterprises better perceive the economic and operating laws behind financial data, and completely subvert the transformation of decision-making based on experience into decision-making based on data insight.

04 Focus on collaborative connectivity to welcome the new digital future

Over the past 6 years, Yunli has successfully served more than 150 Fortune 500 companies, connected more than 1 million upstream and downstream suppliers, the cumulative transaction amount exceeded 20 trillion yuan, and technology empowered Walmart, McDonald’s, Vanke and other retail, real estate and other industry giants to achieve upstream and downstream enterprise collaboration and electronic ticket, boosting the construction of fiscal and taxation information.

The tide of digital transformation is unstoppable, Yunli is willing to work closely with Staples, continue to coordinate the entire supply chain system with a big picture view, provide accurate data support and high-quality services for the settlement process through the blessing of technology, and join hands with Staples, win-win growth, and jointly meet the new future of China’s industrial digitalization!

Model picture Basic parameter Tang New Energy 2015 2.0T four-wheel drive flagship model Manufacturer’s guide price 279,800 Dealer quotation manufacturer BYD grade Medium SUV Energy type Plug-in hybrid power Environmental protection standard Guo v Time to market 2015.06 NEDC pure electric cruising range (km) 80 Fast charging time (hours) – Slow charging time (hours) 5.5 Fast charge percentage – Maximum power of engine (kW) 151 Total power of motor (kW) 220 Maximum engine torque (n m) 320 Total torque of motor (n m) 500 engine 2.0T 205 HP L4 Motor (Ps) 299 gearbox 6-gear wet dual clutch Length * width * height (mm) 4815*1855*1720 Body structure 5-door 5-seat SUV Maximum speed (km/h) one hundred and eighty  Official 0-100km/h acceleration (s) 4.9 Measured 0-100km/h acceleration (s) 4.8 Measured braking at 100-0km/h (m) 39.41 NEDC comprehensive fuel consumption (L/100km) 2 Measured fuel consumption (L/100km) 6.3 Vehicle warranty Six years or 150 thousand kilometers bodywork Tang New Energy 2015 2.0T four-wheel drive flagship model Length (mm) 4815 Width (mm) 1855 Height (mm) 1720 Wheelbase (mm) 2720 Front track (mm) 1580 Rear wheel track (mm) 1555 Body structure SUV Number of vehicles (units) five Number of seats (units) five Tank volume (l) 53 Trunk volume (l) 1084-2398 Curb quality (kg) 2220 engine Tang New Energy 2015 2.0T four-wheel drive flagship model Engine model BYD487ZQA Displacement (mL) 1999 Displacement (l) 2.0 Air intake form turbocharge Cylinder arrangement form L Number of cylinders (each) four Number of valves per cylinder (units) four admission gear DOHC Maximum horsepower (Ps) 205 Maximum power (kW) 151 Maximum power speed (rpm) 5500 Maximum torque (n m) 320 Maximum torque speed (rpm) 1750-4500 Fuel form Plug-in hybrid power Fuel label No.92 Oil supply mode Direct injection Cylinder head material magaluma Cylinder block material magaluma Environmental protection standard Guo v electric motor Tang New Energy 2015 2.0T four-wheel drive flagship model Motor type Permanent magnet/synchronization Total power of motor (kW) 220 Total torque of motor (n m) 500 Maximum power of front motor (kW) 110 Maximum torque of front motor (n m) 250 Maximum power of rear motor (kW) 110 Maximum torque of rear motor (n m) 250 Number of driving motors bi-motor Motor layout Front+rear Battery type Lithium iron phosphate battery NEDC pure electric cruising range (km) 80 Battery energy (kWh) – Power consumption per 100 km (kWh/100km) – Battery pack warranty Six years or 150 thousand kilometers Fast charging time (hours) – Slow charging time (hours) 5.5 Fast charge (%) – gearbox Tang New Energy 2015 2.0T four-wheel drive flagship model Number of gears six Gearbox type Wet dual clutch gearbox (DCT) abbreviation 6-gear wet dual clutch Chassis steering Tang New Energy 2015 2.0T four-wheel drive flagship model type of drive front engine Four-wheel drive form Electric four-wheel drive Front suspension type mcphersonindependent suspension Rear suspension type Multi-link independent suspension Type of assistance Electric booster Car body structure Bearing type Wheel braking Tang New Energy 2015 2.0T four-wheel drive flagship model Front brake type Ventilated disc Rear brake type disc-type Parking brake type electrical parking brake Former tyre size 235/55 R18 After tyre size. 235/55 R18 Spare tire specification Non-Full-Size

Where did the legendary "tank turn around" come from? The principle comes from walking tractors, which are only carried by high-end cars.

With the development of science and technology, the functions are becoming more and more comprehensive. Not long ago, it was reported in the media that domestic hard-liners actually had the function of turning tanks around, which also surprised many consumers and other people in the industry. Many people are asking what is the function of the Haval h9 tank to turn around? Why has this function never been heard before? Let Xiaobian explain it to you.

It is called the tank u-turn function because the car can turn around in the same place as a tank. The principle of this operation is that the tracks on both sides can be driven in opposite directions, so that the center can be used as the origin to turn around in the same place as a tank. Or you can lock the track on one side and let the track on the other side move normally, so that you can complete the in-situ U-turn with the single track as the center point like a tank.

The reason why Haval h9 uses the function of turning the tank in place is that it can be greatly reduced, and so can the tank. The application of this device can further improve the agility and mobility of the tank, thus improving the survival probability of the tank on the battlefield. Although it doesn’t involve the question of whether to survive or not, once you have the function of turning the tank in place, you can make the overall performance by going up one flight of stairs. After all, as a survival ability in the wild, you must pass the test.

Perhaps many people think that the principle of tank turning around in situ is very simple and common, because two walking tractors used in many rural areas also apply the same principle. Many two walking tractors in China can turn around in situ just by stepping on the pedal and then turning in the general direction.

It is undeniable that there are similarities between the two in principle, but there are still many differences in practice. Because of the different design structure, many traditional fuel vehicles can’t drive the two sides in the opposite direction as easily as tanks. And many of them can’t turn at a large angle as easily as our common walking tractors, so it seems that it is actually very difficult to make a traditional fuel truck turn around in situ.

When an ordinary fuel locomotive makes a U-turn, the rear wheel on one side corresponding to the turn will be stuck by the electronic lock, while the other three can move normally and keep a certain range of rotation to complete the U-turn. However, through experiments, it can be realized that the tank can turn around in situ, which can greatly reduce the radius involved in turning, and this radius is obviously similar to the radius of turning. Although many people still can’t turn around in the same place as tanks, the radius of turning can be greatly reduced after improvement. This is much more convenient for some people to pass through narrow places.

At present, which models in the world have the function of tank turning around in situ? After all, carrying this device which can realize in-situ U-turn can greatly improve the overall performance, which is also a good aid to improve the competitiveness of products. But so far, very few people have this technology. The most famous thing is that the price of this car is not cheap between 77.10 and 1.194 million. The most expensive is 570, and the price of this model has reached 1.291 to 1.417 million yuan. There is also the upcoming Haval h9, as well as domestic guns.

Since having this function can greatly improve the competitiveness of products, why is this technology not popularized in the world, and only a few have this technology? In fact, this involves the problem of cost and utilization rate. First of all, if you want to carry this function, you must have excellent economic strength and scientific and technological ability. There are not many manufacturers in the world who can put a lot of money into product research and development. In addition, if you want to have this function, you must have a large number of low-speed four-wheel drive, front, middle and rear, and crawling systems. These configurations are not cheap for ordinary manufacturers and have high requirements for installation technology.

For example, its Land Patrol and 570 both adopt many advanced configurations, such as non-load-bearing, Torsion Induction Self-locking and Creep System. It is estimated that the development and application cost of these configurations is about 30% of the whole vehicle, so the price of this car will rise a lot and many consumers will be discouraged.

The most important thing is that many consumers spend a lot of money to buy a car with the function of turning around in place, which may not be able to be used. Unless you are a local tyrant, the opportunity to buy one of these practical applications is really rare. Because this function will only play an important role in the rather harsh terrain, but for the average person, it is rare to drive out cross-country. Therefore, the market of this kind of car is very small, and not many manufacturers are willing to spend a lot of money to configure this device, so few have this function.

It may seem to many people that having the function of tank turning around in situ is just icing on the cake, because it is really rare to apply this function in real life. But the most important thing for today’s market is to develop new products to make the market glow with new vitality, and this tank’s in-situ U-turn function can be regarded as one of them.

The article is provided by the author.

[Pacific Auto] On February 19th, the (|) Rong version was officially launched, and 10 models were launched in the new car, including 5 models of DM-i version, with the price range of 798-125,800, and two versions of pure electric cruising range (NEDC working condition) of 55km and 120km were available for selection. There are five models in EV version, and the price range is 109.8-13.98 million yuan. Two versions of pure electric cruising range (CLTC working condition) of 410km and 510km are available for selection.

With the launch of the Glory Edition of PLUS, its DM-i model entered the 70,000 range for the first time, and its EV model entered the 100,000 range. If BYD realized the era of "the same price of oil and electricity" ahead of schedule last year, this year will undoubtedly open a new era of "electricity is lower than oil", which will bring great pressure to the same joint venture brand models and independent brand models, and a new round of price war will also begin.

At the same time, Qin PLUS Glory Edition also launched a wealth of car rights, including:

1. Glory financial ceremony: the down payment is as low as 15%, and the term is as long as 60 or 24 installments with zero interest;

2. Glory rejuvenation ceremony: replacement subsidy of 2,500 yuan;

3. Glory and worry-free ceremony: lifetime warranty for the three-electric system of non-operating vehicles (the first owner), with a vehicle warranty period of 6 years or 150,000 kilometers;

4. Glory Zhilian Li: lifetime free OTA system upgrade, up to 2 years free car traffic, and 2 years free cloud service for all departments;

5. Glory charging ceremony: the first car owner can enjoy the free installation service of charging piles (exclusive to EV models).

In terms of appearance, the glory version of Qin PLUS continues the styling design of the current model as a whole, mainly adding white glaze and green color matching, and the visual effect is more advanced. Among them, the front face of DM-i model adopts large-size grille design, while the EV model adopts closed design, which forms a good difference here and has high recognition.

The side lines of the car body are full and sharp, with five-spoke wheels, showing a good sense of movement, and the rear of the car adopts the popular through taillight design, which is highly recognizable after lighting.

In terms of body size, the length, width and height of Qin PLUS Glory Edition are 4765/1837/1495(1515)mm and 2718mm respectively.

In terms of interior, it also continues the layout design of the current model, with simple and fashionable style. It is equipped with a 10.1-inch /12.8-inch adaptive rotating large screen and an 8.8-inch full LCD instrument panel, equipped with DiLink4.0 intelligent network connection system, equipped with a brand-new 4.0 system UI interface, and realizes the switch of depth mode. At the same time, it also upgraded the intelligent voice continuous call, one wake-up, multiple interactions, and the whole system upgraded the intelligent power on and off, that is, start and go, automatically turn off the fire, get on the bus without pressing the start button, and get off and lock the car, further improving convenience.

In terms of power, Qin PLUS Glory DM-i is equipped with a plug-in hybrid system consisting of 1.5L and an electric motor, in which the engine is 110 HP, 180 HP /197 HP, and the transmission system is matched with an E- gearbox. The official acceleration time of 100 km is 7.9 seconds and 7.3 seconds respectively, and the fuel consumption is as low as 3.8L/100km. In terms of battery life, battery packs with capacity of 8.32 kWh and 18.32 kWh are available, and the pure battery life of NEDC is 55km and 120km respectively.

As for the EV pure electric version, it is equipped with a permanent magnet synchronous motor with a maximum horsepower of 136 horsepower and a peak value of 180 Nm, and the acceleration time of 0-50km/h is only 5.5 seconds. In terms of battery life, lithium iron phosphate batteries with capacity of 48 kWh and 57.6 kWh are available, and the pure electric cruising range of CLTC is 420km and 510km respectively.

In terms of chassis, Qin PLUS Glory Edition adopts the form of front and rear multi-link independent suspension.

Generally speaking, Qin PLUS Glory Edition will be listed at the price of 79,800 yuan, which will bring great impact to the whole compact car market, fully activate the increment of new energy market, accelerate the sinking of the market "oil to electricity", and other car companies are expected to follow suit at a reduced price in the future to maintain market competitiveness. This is undoubtedly very beneficial to consumers.

It is worth mentioning that in February 2023, BYD launched the Champion Edition of Qin PLUS DM-i, which set off a new price reduction frenzy with a starting price of 99,800 yuan, ushered in the era of "the same price of oil and electricity" in advance, and with the starting price of 99,800 yuan, the order for the Champion Edition of Qin PLUS DM-i was over 30,000 a week, and the cumulative sales of Qin family in 2023 exceeded 480,000. (Text: Pacific Auto Wu Qi)

Special topic: picture channel

　　

　　Philip Parker, a 48-year-old man from San Diego, USA, claimed to be "the most prolific writer in history"

　　Philip Parker, a 48-year-old man from San Diego, claimed to be "the most prolific writer in history", the The New York Times reported on the 16th. Of course, this is not entirely a boast, because with the help of 70 computers and 7 computer programs, he has "written" 200,000 books so far, and many of his books are sold on Amazon’s book website. Thanks to almost all the computer help, Parker’s cost per "creation" of a new book is only 12 cents. In addition, his books are "printed on demand", and he only prints one when customers order one.

　　Write a book with 70 computers

　　Parker holds a Ph.D. and a master’s degree in management economics from Wharton College, University of Pennsylvania, USA. At the same time, Parker is a visiting professor of management in a business school near Paris. Actually, Parker doesn’t publish books in the conventional sense. He is called an "editor" rather than a writer. Because almost all of the 200,000 books he "created" were "compiled and sorted out" through computer programs.

　　It is reported that the computer program written by Parker can collect any public information about a research topic from the Internet and compile it into a book. Parker’s 0.2 million/200 thousand books were actually completed with the help of 70 computers and 7 programs.

　　Because of this simplicity, Parker’s "creation" of each new book costs only 12 cents, and the books are "printed on demand". Parker’s books sold on Amazon. com are never pre-printed, but he only prints one when customers order one.

　　However, although Parker has published 200,000 books, his sales per book are not satisfactory. According to Parker, hundreds of his best-selling books have been sold.

　　Plan to write a love novel

　　Parker’s books cover all walks of life, including "medical works", crossword puzzles, simple poems and even animated game scripts. The page number of each book is about 150 pages. It is reported that there are thousands of crossword puzzle books written by Parker alone and they can be published in 20 languages.

　　Parker is currently writing some new computer programs, and hopes that the new computer programs can help him "create" some love novels. At present, the computer programs have been able to lay out the basic structure of some love novels.

　　Readers feel "cheated" after buying it

　　Parker said that his main motivation for compiling books by computer is to provide readers with some text materials that are ignored by booksellers because the readership is too small.

　　However, readers who buy Parker’s books have no idea that these books are computer works, because like other books, Parker’s books also have titles, catalogs, rich illustrations and contents.

　　However, many readers feel cheated after buying Parker’s books. David Pascoe, a reader in Perth, Australia, bought the book "The Source Materials of Patients with rosacea" from Amazon in 2004, but he found that this book was not an incisive study by medical experts at all, but a hodgepodge of online information about rosacea.

　　Is it expected to become a "new industry"?

　　For this special way of publishing books, Kurt Beidler, senior manager of Amazon Book website, thinks: "Parker’s way of publishing books is a creative example. This is a new industry, which uses computer power to introduce new materials to customers." (Aier)

Editor: Li Erqing

[car home Yiyang Preferential Promotion Channel] I am very pleased to introduce that preferential promotion activities are being carried out in Yiyang area! This highly regarded model is about to bring surprises to local consumers. It is understood that the maximum discount range of Tiggo 9 can reach 12,000 yuan, and the minimum starting price is 140,900 yuan. If you want to know more about the preferential details of Tiggo 9 in Yiyang, please click "Check the car price" in the quotation form to get a higher discount!

Tiggo 9 is a medium-sized SUV, and its design adopts a modern style, showing a strong sense of movement and fashion. In the front part, the Tiggo 9 adopts a unique front face design, and the air intake grille is decorated with a large area of chrome, with sharp LED headlights and streamlined body lines, which makes the whole car look more refined and atmospheric. On the side of the car body, the lines of the Tiggo 9 are smooth, full of sense of movement and strength, and the rim adopts a multi-spoke design, which further strengthens the sense of movement of the whole car. In the rear part, the Tiggo 9 adopts a long and narrow taillight and a two-way exhaust layout, which makes the whole car look more exquisite and fashionable. Generally speaking, the design of Tiggo 9 is full of fashion sense and sports sense, and it is a very attractive medium-sized SUV.

Tiggo 9 is a medium-sized SUV with a body size of 4820*1930*1699mm and a wheelbase of 2820 mm. The body lines are smooth and the overall shape is stable. The front tread is 1638mm, the rear tread is 1641mm, and the front and rear tyre size are both 245/50 R20. The tire width is larger, which provides more stable driving performance and better handling feeling. The lines on the side of the car are simple and smooth, which highlights the sense of movement and strength of Tiggo 9. The wheel rim adopts multi-spoke design, which is fashionable and complements the style of the whole vehicle.

The interior design style of Tiggo 9 is simple and atmospheric, creating a comfortable and luxurious atmosphere. The steering wheel is made of leather, which feels comfortable, and supports manual adjustment up and down and back and forth, so that drivers can find the most comfortable driving posture. The 12.3-inch central control screen has a large size, clear display effect, and supports voice recognition control, including multimedia system, navigation, telephone, air conditioning and skylight, which is very convenient to operate. The front and rear rows are equipped with USB and Type-C interfaces, which is convenient for passengers to charge. In addition, the front row is also equipped with mobile phone wireless charging function. The seat is made of imitation leather. The main driver’s seat supports fore and aft adjustment, backrest adjustment, height adjustment (4-way) and lumbar support (4-way), while the co-pilot’s seat supports fore and aft adjustment, backrest adjustment and leg rest adjustment. The front seats also have the functions of heating, ventilation and massage, among which the passenger seat supports the massage function. The driver’s seat is equipped with electric seat memory function, the second row of seats supports backrest adjustment, and the rear seats support proportional tilting, so that passengers can enjoy a more comfortable ride experience.

The Tiggo 9 is powered by a 2.0T 261 HP L4 engine with a maximum power of 192 kW and a maximum torque of 400 N m.. This car is equipped with a 7-speed wet dual-clutch gearbox to make the driving experience smoother and smoother.

In the evaluation of the owner of car home, he mentioned the domineering side leakage of the Tiggo 9, and said that the workmanship in some places was slightly flawed. However, he said that he liked the appearance of this model very much, which made him very satisfied. We can see that the design of Tiggo 9 is really attractive and can impress consumers. As the car home car owner @ 中中中中中 said: "For me, this appearance is love!" This fully shows the success of Tiggo 9 in design.

　　Reporter Levin Fu reports from Beijing.

　　Recently, the equity of a small loan company has changed.

　　On March 21st, Guangzhou Local Financial Management Bureau agreed that Guangzhou Huaduo Network Technology Co., Ltd. would transfer 100% equity of Guangzhou Huanju Microfinance Co., Ltd. (hereinafter referred to as "Huanju Microfinance") to Beijing Yunsuo Technology Co., Ltd..

　　This also means that the online small loan license was pocketed by Aauto Quicker.

　　In addition, on March 27th, Guangzhou Local Financial Management Bureau agreed to approve the change of senior managers of Huanju Small Loan.

　　On April 2 nd, Su Xiaorui, a senior researcher at Suxi Zhiyan, toldThe reporter said that after obtaining the small loan license, Aauto Quicker is expected to enter the consumer finance business, and refer to the existing paths of Internet traffic giants, package it as loan products such as Aauto Quicker installment or credit payment products such as Aauto Quicker monthly payment, so as to seek greater scale growth in the financial field.

　　Quietly buy

　　According to the announcement, Guangzhou Huaduo Network Technology Co., Ltd. will transfer 100% equity of Huanju Small Loan to Beijing Yunzha Technology Co., Ltd. After the transfer, Beijing Yunsuo Technology Co., Ltd. holds 100% equity of Huanju Small Loan and becomes the main sponsor of Huanju Small Loan.

　　In this transaction, Guangzhou Huaduo Network Technology Co., Ltd. is the parent company of Huanju Times, which was listed on NASDAQ in November 2012. Its business covers live broadcast, short video, games and other fields, and its core product is the interactive live broadcast brand "YY Live".

　　Enterprise investigation shows that Huanju Small Loan was established in January 2016, and its registered capital reached 1 billion yuan in 2018, which was reduced to 500 million yuan in February last year. Huanju Small Loan used to be the main operator of YY Credit, which is a consumer finance platform, providing YY credit, loan, anchor loan, consumption installment and other products for users in various scenarios of YY.

　　Through equity penetration, the ultimate controller of Beijing Yunzha Technology Co., Ltd. is Aauto Quicker Technology.

　　It can be said that Aauto Quicker indirectly obtained a network small loan license.

　　The reporter found that the platform of Aauto Quicker APP "My Wallet", a loan product, has made diversion for the piggy bank and other institutions. For example, clicking "Apply Now" shows that the piggy bank can borrow up to 200,000 yuan, with an annualized interest rate of 7.2% and interest-free for a limited period of up to 30 days.

　　Aauto Quicker’s borrowing business does not directly involve risk control and loan issuance, but adopts diversion mode. Aauto Quicker displays the loan products of third-party institutions on its platform, and guides users in need to apply for loans from institutions. Users submit mobile phone numbers, supplementary information, etc., and the cooperative institutions are responsible for credit evaluation, approval and lending.

　　As a short video platform, Aauto Quicker has a huge traffic base. With the license of online small loan, Aauto Quicker may be involved in risk control and direct lending, and conduct consumer loan business in compliance through self-support, joint loan and loan assistance.

　　When the reporter bought the goods in the "Aauto Quicker Store", he found that the payment methods include skip WeChat payment, bank card payment, Alipay payment and credit card installment, and there are no products such as first enjoy and then pay.

　　According to Aauto Quicker’s recruitment of official website, Aauto Quicker recently launched the positions of product operation manager (financial industry) and financial industry sales in financial-related fields, and the online time was April 3 and March 27 respectively. Among them, the job requirements of product operation manager include "exploring the growth point of customer consumption according to different customer acquisition modes of financial credit products" and "planning and promoting the commercial operation of advertising around the financial industry".

　　Total revenue increased by 20.5% year-on-year.

　　According to the data of 2023 financial report, the total revenue of Aauto Quicker in 2023 reached 113.47 billion yuan, up by 20.5% year-on-year, and the adjusted net profit was 10.3 billion yuan.

　　With the "short video+live broadcast mode", Aauto Quicker has formed a distinctive "old iron economy", which combines content with e-commerce through private domain traffic operation.

　　According to the financial report, the GMV of e-commerce business in Aauto Quicker increased by 29.3% year-on-year in the fourth quarter of 2023, reaching 403.9 billion yuan, and the average monthly paying users of e-commerce reached a new high, exceeding 130 million, with the annual GMV reaching 1.18 trillion yuan.

　　According to many media reports, Aauto Quicker executives publicly disclosed in 2023 that the number of users watching financial-related content on Aauto Quicker APP reached 160 million times per week, and the conversion rate of financial advertisements was 19 times that of ordinary users.

　　As a short video platform, Aauto Quicker has a strong traffic advantage and content monetization ability, and its recommendation algorithm can match users’ interests more accurately, making the content easier to reach the target audience and improving the conversion rate.

　　"Aauto Quicker’s users are large in scale and high in stickiness, and it has a certain foundation for its own diversion business. Traffic is its advantage. " Wang Pengbo, Chief Analyst of Broadcom Consulting,The reporter said that the advantage of the loan-helping business is that it has accumulated over the years and has a better understanding of the industry gameplay. The scene platform has users and funds, and it is easier to grow bigger.

　　In the competition of consumer credit market, consumer credit platforms that enter the market early often have the first-Mover advantage, and build barriers by accumulating users and establishing user loyalty. When users get enough quota, the motivation to switch to other platforms will be less. Because there is an upper limit on users’ credit, once users get consumer credit on multiple platforms, it may lead to "co-debt problem".

　　Su Xiaorui believes that as a short video giant, Aauto Quicker’s traffic advantage is second only to platforms such as Tik Tok, and B-side businesses such as Aauto Quicker Xiaodian have become increasingly mature. From the customer base type, the customer base in Aauto Quicker is relatively sinking, and this group of people is just the long tail customer base corresponding to small loans in the financial field, which has potential in customer base positioning and customer base demand mining.

　　With the scarcity of high-quality investment targets in the industry, Aauto Quicker has potential in developing financial business because of its huge user base and traffic advantages. However, the so-called "platform users’ qualification is relatively low" means that the user groups in Aauto Quicker may include more users with low income and low credit rating or white households with credit information, and this group may have a higher risk of financial default. Therefore, risk control and asset quality management in Aauto Quicker may become challenges when developing small loan business.

　　"Aauto Quicker-based financial genes are relatively lacking, and it is suggested that it should be based on compliance, and fully learn from other traffic giants in the financial field and other clues to avoid repeating the same mistakes." Su Xiaorui said.

morningnineAt 8: 00, Yu Chengdong arrived at Huawei’s flagship store in Futian, Shenzhen on time, dressed in a black suit, and even before the greeting was over, he opened the trunk of the car and excitedly introduced the latest detailed design to reporters.

It was supposed to be a weekend break, but Yu Chengdong said that his weekends and holidays are almost spent helping car companies build cars.

After a few years of breaking into the automobile field, the outside world is still looking at Huawei’s help to car companies build cars. "Cyrus cooperation has broken down", "there are still eight months before Huawei builds a car" and "Huawei will build its own car factory in the future". Recently, all kinds of rumors about Huawei’s car-making have once again put the technology giant’s greatest concern at the moment.Business is in the spotlight.

As the person in charge of Huawei terminals and smart cars,The helmsman of BU’s two major businesses, Yu Chengdong.Respond skillfullywatch from a height or distanceQuestions about whether Huawei will build a car.howeverThe most important issue before him is no longer whether Huawei makes cars, but how to let the outside world understand the cooperation model between Huawei and car companies and adopt this model.realizeCommercial success.

On February 18th, Yu Chengdong accepted an exclusive interview with Interface News. In the interview, he responded to the outside world’s car-making for Huawei.Cooperate with CyrusSome misunderstandings also explain the logic of Huawei’s choice of the current car-making mode and his future thinking about the smart car industry.

Huawei’s automobile business has three modes: standardized parts mode,HI mode (Huawei Inside mode) and intelligent car selection mode. Yu Chengdong said that the biggest difference between the latter two is that the smart car selection model is dominated by Huawei, and Huawei has the deepest participation and direct right.Product successResponsible; The HI mode is dominated by the car factory, and Huawei provides it with a full-stack smart car solution.

Yu Chengdong reiterated to the interface journalist, "Huawei doesn’t need to build its own car."

In his view, the car factory has the ability to build cars, and Huawei will not build factories or buy production lines, which is a waste of social resources. Huawei does not have the qualification to build a car and the personnel to build a whole car, but it can provide software, design, experience and quality control.

Therefore, Huawei’s intelligent selection model proposes to set up an ecological alliance with a few car companies to join.Strong alliance,commonexploitation. Make the experience to the extreme, do a good job of product differentiation and work together.liveTime window of automobile industry reform.

"The world is Huawei’s eco-car." Yu Chengdong said.

When the automobile industry moves towardsElectrification,Intelligent and networked, traditional car companies have been unable to cope, and these are precisely Huawei’s strengths. Yu Chengdong said that Huawei has accumulated a large number of consumer-oriented products in the past ten years.Experience, quality process, user experience, brand and sales channel resources can be shared with car companies, and they can be unified and quickly replicated in the ecological alliance.

The reason for being an ecological alliance is simple. If you simply sell spare parts and are dominated by the car factory, the success or failure will depend on the ability of the car factory. The car factory will die if its ability is not strong. So, just haveHImodelNot enough, the intelligent selection mode should be led by Huawei, from product design to channel sales, directly to productssuccessResponsible.

Many people have asked Yu Chengdong why he didn’t look for a cooperative car.World-class car factories such as BBA (Mercedes-Benz BMW Audi) and Toyota. His consideration is that the times are changing, and if you still follow the requirements of these traditional giants, you will not be able to do it in the market. If Huawei wants to win and survive, the initiative must be in its own hands.

The first car company to join the eco-alliance is Cyrus. Riding the east wind of Huawei, CyrusThe product quality is greatly improved,Revenue, Sales and FamealsoIt is increasing day by day, but for a long time, the outside world is not optimistic about this cooperation model. Celeste is considered as Huawei’s foundry, and even all car companies that cooperate with Huawei have been labeled as "selling their souls".

"Our ecological alliance is definitely not a foundry model. It is not to put some intelligent things in and help it market, but to jointly develop." Yu Chengdong said that car companies can only earn small money under the OEM mode, but the joint development mode will leave the big profits to car companies. Huawei wants to help car companies sell more cars and make big money, so that Huawei cansupplyMore parts, this is the real business logic behind Huawei’s car sales.

Although the sales volume of Cyrus has increased greatly, the company itself has not broken away from losses. Yu Chengdong believes that car companies have invested heavily in the early stage, but once the sales volume takes off, because Huawei will distribute the profits to car companies, car companies that work closely with Huawei will beshort-termTake the lead in becoming profitable and become the most profitable car company in China.among.

This sounds like an attractive business story, and Huawei’s next task is to prove its feasibility. Yu Chengdong is full of confidence in this. "I believe this model will make others never understand it, and in the end they will not catch up."

Huawei chose not to build a car, which also made the partner’s every move more concerned. During this period, it was reported in the industry that "Huawei’s R&D personnel were evacuated from Cyrus", "Huawei contacted other car factories" and "asked the poster toThe news that AITO logo was changed to HUAWEI, indicating full dominance, said that the cooperation between Cyrus and Huawei broke down, and the news once alarmed the capital market.

"Huawei has not only failed to evacuate R&D personnel, but has increased its investment in Cyrus." Yu Chengdong explicitly denied these rumors to the interface journalists.

Among the eco-alliances, Cyrus is the car company that has the deepest cooperation with Huawei at present. Both sides sinceAfter the smart car brand AITO was launched in 2021, three models, M5, M7 and M5 EV, were released one after another. In 2022, AITO deliveredexceed75,000 vehicles, becoming the fastest-growing brand of new energy vehicles.

Yu Chengdong emphasized that under the mode of intelligent selection, Cyrus, which has the earliest cooperation with Huawei, the deepest accumulation and the richest product models, must benefit the most.

He mentioned that Huawei’s smart selection model will cooperate with other manufacturers because the resources of the Cyrus family are limited. At present, the production capacity of the two factories is full, and the new factory is still under construction, so there are not so many resources. There will be a few manufacturers in the ecological alliance, but in any case, the biggest beneficiary of this model is Cyrus.

"Now Cyrus and the past are not the same. Huawei has been empowered by industrial design, quality control, user experience design and intelligence, and now these capabilities have become its own assets. " Yu Chengdong said, "So we must first help the car factory to succeed. We can’t succeed if the car factory can’t succeed."

Cyrus really benefited from it. In the past few years, Cyrus has gained a lot of resources and experience from Huawei terminals, as well as sales channels all over the country, which directly promoted the sales of Cyrus to take off.

During the 2021 Shanghai Auto Show, Huawei announced that it would help Cyrus sell cars. At that time, Yu Chengdong said that Huawei has more than 5,000 high-end experience stores and 60,000 retail and service outlets offline, which is an advantage channel resource that traditional car companies can’t match. In the past two years, Huawei’s channel networks all over the country have been transformed into preparations for selling cars.

Next, Huawei will also improve this sales model. "We used to think too simply." Yu Chengdong said that the reception capacity and personnel quality of many stores are not competent to sell cars, which leads to some problems in the retail sector. This year, Huawei will not blindly expand its sales network, but will upgrade the reception and sales capabilities of some stores, and even close some stores, focusing on the user experience.

Yu Chengdong once imagined that,In 2022, all Huawei cooperative brands could sell 300,000 cars together, but it was later found that it was almost impossible to achieve it under the supply chain conditions last year. In 2022, the industry sold more than 75,000 units, and this figure is other.New brandThe achievements of car companies in three to five years.

In 2023, Yu Chengdong did not set a sales target for the world. He doesn’t pay attention to KPI, and a word mentioned more frequently is NPS (net recommended value of users)-the average NPS level of the automobile industry is around 40%, and BBA is also floating at this level, while the industry has reached 70%, exceeding the level of luxury car enterprises.

On the riseApart from NPS, another pressure on Yu Chengdong is profitability. At an internal meeting at the end of last year, Yu Chengdong proposed that Che BU should be profitable in 2025. He told Interface News that to achieve this goal, Huawei must first help car companies sell 1 million cars, and he is confident to achieve it.

"We hope that Zhixuan andThe amount of HI mode can be increased, and the amount of intelligent selection may be even greater. Either way, we can do it. "Yu Chengdong said.

lashWith a sales volume of 1 million, Huawei is facing fierce competitors such as BYD and Tesla, as well as an old rival Xiaomi that may appear in the future. When talking about competition, Yu Chengdong said that Huawei mainly makes mid-to high-end products, and does not involve prices below 200,000 yuan. The best result in the future is that we can expand the market together.

This year, HuaweiA variety of questions will also be released.New car,includeAsk the boundaryM5, the advanced intelligent assisted driving version of M7, etc. The biggest upgrade of new products lies in the high level.intelligenceAuxiliary drivingThe plan got on the bus, and the whole plan was developed by Huawei.

A mainstream scheme to realize autonomous driving in the industry is to adopt high-precision map technology. However, due to the ever-changing roads in China, it is difficult for the high-precision map scheme to truly experience high-order intelligent assisted driving. Yu Chengdong said that the solution adopted by the world does not need to rely on high-precision maps, but through Huawei’s integration of perception capabilities, algorithms andAI technology, implementationLeading intelligent assisted driving experience.

In Yu Chengdong’s view, the intelligent upgrade of automobile parts is the core of the competition between China and American automobile brands in the future. future2-3 years is the window period of intelligent networked cars, and Huawei must seize it.chance.

"A person is dozen however, want a few brothers.togetherYes, that’s why we set up an ecological alliance. I believe that the car companies that have the closest cooperation with Huawei will be the few that can live to the end. "Yu Chengdong said.

It has been two years since Xiaomi announced the construction of the car. During this period, there have been news reports, true or false, but they have not been officially confirmed. I thought that Lei Jun could reveal some news in his personal annual speech, but there was little talk about Xiaomi Automobile in the whole process. Can it be done in mass production in 2024? Lu Weibing gave the answer.

On August 29th, Xiaomi announced the results announcement for the second quarter and the first half of 2023, and held a conference call.

According to the financial report, Xiaomi invested 1.4 billion yuan in innovative business expenses such as smart electric vehicles in the second quarter. Lu Weibing also said that the actual investment of Xiaomi Automobile is even greater. Xiaomi is making the long-term layout of the automobile with the goal of entering the top five in the world in the future, doing full-stack self-research and building its own automobile factory, so the investment in cash flow is higher than the disclosed figures.

Lu Weibing also responded to the previous road test of Xiaomi Automobile in Xinjiang. He said that the IP of Weibo, which was sent by General Manager Lei two days ago, was displayed in Xinjiang at the same time, and everyone was wondering whether he had gone to Xinjiang to participate in the summer test, which was true. The summer test of Xiaomi car should be said to be very smooth.

Lu Weibing also introduced that when Xiaomi Automobile chose to enter the automobile industry from the very beginning, they made all the layouts from the perspective of "a century-long industrial change" and with the strategic goal of "Xiaomi will enter the top five global electric vehicle brands in the future". Based on this layout, they adopted the whole process of self-research, and almost all aspects of their first car were self-developed by Xiaomi.

According to the financial data that can be disclosed at present, Xiaomi Group has invested more than 5.5 billion yuan in the automobile business, from supply to manufacturing, to products and sales, etc. It can be seen that Xiaomi has invested everything that can be used for his first car.

According to the information that broke the news before, Xiaomi has built a factory in Yizhuang, Beijing, and has produced the first batch of cars, but the degree of confidentiality is quite high. Even most employees in the factory have never seen what the cars look like. Xiaomi Automobile also recently started the recruitment of workers, and opened a number of positions such as painting operators and battery workshop operators. At present, the gap is over 100, and the recruitment process is very fast. The factory recruited this time is in the factory in Yizhuang, Beijing.

Although the appearance of Xiaomi car has been exposed, the battery, the core component of electric car, is still rarely circulated on the Internet. The only news we can retrieve at present is that Xiaomi Automobile will use batteries from Contemporary Amperex Technology Co., Limited and Zhongchuang Singapore Airlines, while the previously rumored battery Xiaomi from BYD has not been used.

At present, the real problem that plagues Xiaomi Automobile is the qualification of building a car. However, a few days ago, foreign media broke the news that Xiaomi had obtained the qualification of building a new energy car. Similarly, this news has not been officially confirmed.

Write at the end:At present, the track of new energy vehicles is very winding, especially in China. You really can’t kill it on this road without some real skills. Xiaomi Automobile is expected to be priced at around 300,000 yuan, and the target is Tesla model 3. It is rumored that the price of the new Tesla model 3 can reach around 200,000 yuan, so Xiaomi Automobile has no price advantage. Besides Tesla, Xiaomi should also pay attention to Tucki. On Monday, Xpeng Motors acquired the related assets and R&D capabilities of the Didi Smart Electric Vehicle Project for a maximum of HK$ 5.835 billion (about RMB 5.423 billion), so that Tucki will launch a brand-new brand, the first model code-named "MONA", which is expected to be listed in 2024, with a price of about 150,000. Of course, as a late-comer manufacturer, Xiaomi still has disadvantages, and it can also learn from the advantages of more products to avoid some pits. As a late-entry manufacturer, Xiaomi is definitely going to grab the market with other stable automobile companies. Xiaomi’s advantages in the automobile market have to be established bit by bit. Whether the young people’s first car can be achieved depends on the market feedback after Xiaomi’s listing.

　　Want the wheel steering angle to be larger, the seat to be heated automatically and the vehicle to be started remotely … … The functions that come with these cars don’t cost extra but can’t be used. Recently, the paid subscription function launched by several car companies has sparked heated discussions. Netizens spit out: Will the accelerator pedal and steering wheel also be paid for subscription in the future? I even questioned that this was arbitrary charges. What do car companies, industries and lawyers think about this?

　　reveal

　　Mercedes-Benz remote start-up renewal fee is 898 yuan.

　　"The validity period of your remote interconnection service is coming to an end. From now on, the highest discount for remote products is 400 yuan, and you can enjoy the three-year remote engine start with the original price of 1,298 yuan for only 898 yuan … …” Recently, some netizens broke the news that when his vehicle remote start function was about to expire, he received such a "preferential" message from Mercedes-Benz.

　　The Beijing Youth Daily reporter noticed that this is not the first time that Mercedes-Benz has been exposed to the function of using vehicle configuration and needs to pay extra. Earlier, a Mercedes-Benz owner also received a short message reminding him that Mercedes-Benz’s brand-new high-tech customized navigation has been launched, and it can be upgraded in a 4S shop. It only takes "1998 yuan" in three years.

　　In July, Mercedes-Benz launched the rear-wheel steering payment, and it is understood that the EQS 450＋+Pioneer version of Mercedes-Benz launched a "paid subscription" project. After paying 4,998 yuan, the owner can enjoy the rear-wheel steering function for one year. The active steering angle of the rear wheel of the vehicle will increase from 4.5 degrees to 10 degrees, and the turning radius will be reduced to 10.9 meters. For eligible models, a three-month free experience will be provided, and the functions that come with the vehicle will cost extra money to use. These operations have to make consumers suspect that they have been "cut with leeks".

　　respond

　　I will remind you before the three-year free period expires.

　　Mercedes-Benz customer service said that the basic service will be free for three years after the remote interconnection service function is activated from the date of car purchase and invoice issuance, otherwise it will not be used, so the owner will receive the corresponding text message. The remote interconnection service has the functions of checking the vehicle status and remotely unlocking. This service is related to the model and configuration of the vehicle, some can be purchased separately, and some can’t.

　　As for how to know in advance that you need to pay in order to use this function, the customer service said that in general, the owner is notified by SMS. "The Internet store will send a text message to remind that the service is about to expire. If this function is enabled, there will be a text message reminder when it is about to expire."

　　The customer service also told the reporter of Beiqing Daily that it was not clear whether the subsequent charges for this service were stated in the car purchase contract. "This belongs to the sales process." Because you need real-name authentication to activate when you buy a car, it is through the system operation in the dealership, so there will be a reminder of payment when you activate it, which is usually informed by sales.

　　She also suggested that car owners go to the store of Mercedes ME APP bound by real-name authentication to check the function and use of the corresponding paid products. In "My Garage", you can see the basic services that the vehicle has been activated, such as the remote start that can be used for three years for free, and you will receive SMS reminders when it is about to expire.

　　industry

　　A number of car companies test water and pay subscriptions.

　　According to public reports, as early as 2016, Tesla proposed software subscription services such as fully automatic driving and seat heating. All ex-factory models have embedded automatic driving hardware, and users can choose whether to turn on this function according to their needs. In 2021, autonomous driving was officially launched with a monthly fee of $199 per month. By the end of the second quarter of 2022, more than 100,000 Tesla owners had used the fully automatic driving test version function in North America. It can be said that Tesla pioneered the mode of hardware embedded+paid activation software.

　　According to its financial report, in 2021, Tesla’s services and other businesses, including autonomous driving software, achieved revenue of 3.802 billion US dollars, up 65% year-on-year, accounting for 7.06% of the total revenue. Software payment has gradually become an important part of Tesla’s revenue.

　　Many car companies began to reproduce the business model of paid subscription system, and rose from software to hardware.

　　BMW has pre-installed hardware in some vehicles when they leave the factory. Recently, it announced the launch of paid subscription services such as seat heating, steering wheel heating, CarPlay and safe assisted driving in countries such as South Korea, which also caused heated discussion. However, BMW’s paid projects currently only exist in overseas markets. It is understood that BMW once launched a project in China that cost money to choose CarPlay and had to subscribe again when it expired, but it ended up being cracked.

　　In addition, domestic new car manufacturers Weilai and Tucki have also joined the ranks of offering paid subscriptions. However, at present, consumers generally hold a wait-and-see and even skeptical attitude towards the paid subscription services launched by car companies.

　　investigation

　　Which is more cost-effective, paid subscription or single purchase?

　　Regarding the problems behind car subscription payment, Chang Yan, who is certified as a well-known car blogger, said in a live broadcast entitled "Peeking into" Car Payment Subscription "that on the one hand, consumers are more accepting of software payment than hardware. For example, the rear wheel steering belongs to the hardware of the car, which is already in the car. If you have to spend money to use it, you will feel unreasonable. On the other hand, the services provided by paid subscriptions are relatively rudimentary and basic, and cannot be differentiated, and consumers will think that car companies are "cutting leeks".

　　"In fact, consumers are willing to pay for autonomous driving, and they also bought hardware first. Then pay for the software. For example, Tesla, the self-driving chip actually paid the fee when buying a car. " He suggested that you can calculate an account for the paid function, and whether it is more economical to use it according to the subscription system than to buy it alone. For example, BMW recently launched a paid subscription package for seat heating, and the price is several hundred yuan per month. The buyout function needs 20 thousand yuan and can be used for about 100 months. In most parts of China, the use of the heated seat function means two or three months in winter, and even some areas are hot all the year round and do not need the heating function. If this is calculated, the subscription function may be more cost-effective.

　　Chang Yan said that he personally prefers to pay for subscriptions, which can be stopped at any time. Try some functions before you decide whether you need to spend money to subscribe. If you don’t want to subscribe, you can turn it off.

　　remind

　　Crack hidden dangers of software for free.

　　For paid subscriptions, many netizens are worried about whether the price will increase or whether members will have to spend money to become super VIP. Some people even said that in order to get free use, it is completely possible to crack the software.

　　Cracking the car has long appeared, including Tesla. Chang Yan introduced that some were hacked and some were broken by some hardware. Although this may bring more playability and performance improvement, it will make the car worthless. Tesla officials will lock these up and no longer provide services and related warranties. Moreover, some cracks are irreversible, which may damage the battery and other hardware of the car, thus affecting the value of the car.

　　Chang Yan also said that cars are related to our life safety. If they are cracked by unofficial institutions or third parties, there will be some security risks. If there is a problem and then go to the official repair, it will bring a lot of trouble, not worth the loss. For pricing, I believe the market will have a fair judgment, and with the development of the industry, it will gradually standardize.

　　interpret

　　If clearly informed or agreed, it is difficult to identify infringement.

　　Liu Bin, a lawyer of Beijing Zhongwen Law Firm, told the reporter of Beiqing Daily that from the current industry situation, there are two main ways to consume vehicle hardware: one is optional configuration, and the hardware configuration that consumers want is selected through prior agreement between consumers and manufacturers, and consumers make a one-time payment; The other is to subscribe to services in the form of subscription packages. With the further development of vehicle electronic functions, many car companies have launched such subscription services, such as active rear wheel steering, car entertainment, acceleration package and remote temperature control. Because there are a large number of electronic auxiliary functions in vehicles now, some car owners will not even use these functions after purchasing the vehicles, which can effectively reduce the cost of car purchase for car owners who do not use these functions frequently; For car owners who pay attention to these functions, they can purchase them selectively according to their needs. This subscription method increases consumers’ choice space, but this choice should be based on consumers’ right to know.

　　Liu Bin believes that the subscription payment method is an option for the payment method of vehicle hardware. It is difficult to identify the damage to consumers’ right to know on the premise that the dealer clearly informs consumers of this payment method and content or there is a clear agreement in the contract signed by both parties. If we only charge consumers by subscribing to the service, it just changes the way of charging. If there are no unfair price behaviors such as manipulating market prices and raising prices in disguise, it is hard to say that this kind of charging method is arbitrary.

　　If the services provided by car companies obviously violate the principle of fairness, it may infringe on consumers’ right to choose independently and fair trade. For example, a car company’s car entertainment service package subscription agreement stipulates: "We can change these terms at any time, change, add or delete the service or the functions contained therein, and also change the charging price of the service." This agreement expands the rights of car companies, exempts major obligations, and is suspected of infringing consumers’ right to fair trade and independent choice. This group/reporter Song Xia